Financing Sector

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_N>r_ma ghH$mar gWm

gw_mao 7500 {H$._r. cm~rMm g_w [H$Zmam d 4.68 cmI Mm.[H$._r. g_w ^mJmMr ^maVmcm ZgJrH$ XoUJr cm^cr AgyZ `m_`o _mgo_marcm \$ma _moR>m dmd Amho . `m gm_wrH$ XoUJr ~amo~aM 1.64 cmI [H ._r.cm~r`m dN> JmoS> nmUr dmhUm`m Zm H$mcdo,18.92 cmI hoŠQ>a mo `mnUmao Ocme` 19.96 cmI hoŠQ>a mo ^aoc EdT>r Vir, Vcmd, 10.36 cmI hoŠQ>a mo `mnUm`m ImaQ> nm`m`m Vir, XcXcrMm Xoe 13.83 cmI hoŠQ>a EdT>`m nmUWi OmJm `mMrhr ^maVmcm ZgJrH$ XoUJr cm^cr Amho. gmJar VgoM JmoS>m nm`mVrc _N>r_mar`m g^m` gmYZgnmrMo narmU H$o`mda Ago AmT>iyZ `oVo H$s {ZgJmZo [Xco`m `m gnVrMm EH$ Va cm^ KoVcm OmV Zmhr [H$dm `m [RH$mUr KoVcm OmVmo Vmohr m_Vonomm \$ma H$_r _mUmda `mMo _w` H$maU hUOo _N>r_mamMo AkmZ, Anwar VmrH$ _mhrVr, gm_mOrH$ d A[WH$ _mJmgconUm, gmdH$ma Am{U _`W Xcmc `m`mH$S>y>Z hmoUmao A[WH$ emofU, A{WH$$ _XV XoUm`m gWmH$S>y>Z doioda Am[U nwaogm nVnwadR>m Z hmoUo hr hmoV . > $

amQ>—>r` ghH$mar {dH$mg {ZJ_mZo 1974 _`o Amn`m H$m`mV gwYmaUm H$Z _N>r_ma gWm Amn`m H$m`momV AmUyZ `m gWm`m WmnZocm d {dH$mgmcm MmcZm [Xcr. ho H$m_ A[YH Omo_XmanUo H$a`m`m hoVyZo amQ>—>r` ghH$mar [dH$mg [ZJ_mZo _N>r_ma gWmgmR>r [d[eQ> `moOZm d Am[WH$ _XVrMo dn V`ma H$oco H$s `m_wio `mZm$_mgo CnmXZmV dmT> H$aUo, [H `m gmR>dU [dV`Wm B. `moOZm am~[dVm `oBc. Xw~c KQ>H$mgmR>r H$m`H _ g_OyZ hr Am{WH$ _XV _N>r_ma gWmZm gwc^ AQ>rda [Xcr OmVo . $ $

1) EH$m_rH$ _N>r_ma {dH$mg `moOZm

`moOZoVrc KQ>H$

gd [dH$grV H$oem[gV Xoe d am`

{ZJ_mH$S>y>Z am` emgZmg

emgZmH$S>y>Z gWog

H$ƒm _mc d _wc^wV gw[dYm	H$O 90%	H$O 50%
		H$O/AZwXmZ/^mJ ^mS>dc50%
		EH$yZ 90%
		gWoMo/g^mgXmMo ^mJ ^mS>dc 10 %

[emU, [dVma H$m`H$_ \$m`Xo{eaVm Ahdmc ([\$[O[~Q>r [anmoQ> ) `moOZm V`ma H$aUo	AZwXmZ 90%	AZwXmZ 90% gWoMo / g^mgXmMo AeXmZ 10%
o`moOZoMo `dWmnZ	H$O 90%	^mJ ^mS>dc 90%
A) _yc^yV gw[dYm		gWoMo/g^mgXmMo 10%
		AZwXmZ 90%
~) `dWmnH$s` IM		gWoMo /g^mgXmMo AeXmZ 10%
o`moOZo`m AmH$_rH$ d H$m`dmhr nyduMm IM	H$O 90%	H$O gWoMo/g^mgXmMo AeXmZ10%
[g_mV AWghm` Ioi`m ^mS>dcmgmR>r	H$O 100%	^mJ ^mS>dc 100%
VmrH$ d [dVma H$m (* n[h`m nmM dfmgmR>r 100% Am[U nwT>rc 2 dfmgmR>r 80%)	AZwXmZ 100%*	AZwXmZ 100%

2) BVa _``dgm` H$aUo [ZJ_ nwaH V `moOZm

AWghm` H$moU`m H$maUmgmR>r	[ZJ_mH$S>y>Z am` emgZmg	am` emgZmH$S>y>Z gWog
A) am`/mXoerH /_`dVu/mW_rH$ _N>r_ma gWmZm [dH r, [dVaU$d nwadR>m `dWgmR>r ^mJ ^mS>dc AWghm` (\ m` ~moQ>w>H$cr, IVo Im B. g_doV)$	H$O 100%	^mJ ^mSdc 100%

~) _Nr_ma gWmZm O_rZrdarc dmhVyH$sgmR>r dmhZmMr IaoXr (ao[\ OaoQ>oS> d BgwcoQ>oS> dmhZm g_doV )$

H$O 75%

EH$y$U 75%

H$O 50%

AZwXmZ /H$O 40%

EH$y$U 90%

g^mgXmMo AeXmZ 10%

H$) _` Vir, _`eoVr B.Mm [dH$mg d (_`~rO nXmg, AS>r C~dUyH$ H$o B.gh

H$O 80%

EH$y$U 80%

H$O /AZwXmZ /

^mJ ^mS>dc 90%

EH$yU 90%

gWm/g^mgXmMo AeXmZ 10%

S>) [H `m H$o, ~\$ g`, JmoR>U g`, erVJho , `mrH$ dmidUr, _`$Im`, gM Voc H$mT>`mMr `Um, hdm ~X ^a`mMr `Um, `mrH$ ~moQ>rMr XwVr, XoI^mc Am[U BVa gmhr`, ~moQ>r ~mYZr Amdma, OgoM ~moQ>r Omir Am[U _` `dgm` cmJUm`m BVa ~m~rMr IaoXr/gmhr` Ko`mgmR>r, [dH rH$o WmnZm B. g_doV .$

H$O 80%

EH$y$U 80%

H$O 55%

H$O/AZwXmZ/

^mJ ^mS>dc 35/

EH$y$U 90%

gWm/g^mgXmMo

AeXmZ 10%

B) _` CnmXUo VgoM Omir d BVa gmhr` ~moQ>r `m`m gmBdUyH$sgmR>r JmoXm_ /eoS> [H$aH$moi [dH$r H$omgmR>r Jmim KoUo, C^m H$aUo, Q>mc C^maUo ~\$$ noQ>m d BVa gmhr`gmR>r .

H$O 75%

EH$yU 75%

H$O 50%

H$O/AZwXmZ 40%

EH$y$U 90%

gWm/g^mgXmMo

AeXmZ 10%

AWghm` XmZ H$a`mMr nXV

A gmR>r H$aUmg am` emgZmZo _m`Vm XoCZ Am{WH$ _XVrMo `m dmQ>n H$o`mZVa

~ gmR>r 50% OmJm gnmXrV H$Z H$aUmg am` emgZmMr _m`Vm KoV`mZVa Aacocr 50% am` emgZmZo nyU a$_ AXm H$o`mZVa d ~mYH$m_ Omo`mn`V Am`mZVa .

H$S>dBgmR>r 25%, IMmgmR>r AmJmdy d Cacocr a$_ OgOer IMu nS>V OmBc `m_mUo

{ZJ_Mr _XV hr [VnyVu`m AmYmamda Agoc hUOoM am` emgZmZo gWog `om Am[WH _XV {X`mZVa {_ioc . $

nmVo`m AQ>r

1) AWghm` [_idy B[N>Umar gWm Cm_H$mao H$m`[ec, H$wecVmnydH$ H$m` H$aUmar VgoM Vr Z\$m Xe{dUmar Agmdr.

2) Z`mZo ZmoXco`m gWmMmhr AWghm`gmR>r {dMma H$ocm OmVmo _m Aem gWmZo _g~rO nXmg d [dH r `gWoMm H$m`H _ `d[WV[a`m d emewX V`ma H$ocm Agcm nmhrOo . $$

3) mW_rH ghH$mar _N>r_ma gWm hr [Ohm AJa am` nmVirda _N>r_ma gWmMo \$oSaoeZ_hmgK Ag`mg `mg gcZ Agcr nmhrOo . >$

4) gVV VrZ dfH$ AmS>rQ> dJ {_i{dco`m gWmMm gdgmYmaUnUo {dMma H$ocm OmV Zmhr _m am` emgZmZo gXa gWm Am[WH$XQ>`m d`_nyU hmo`m`mXQ>rZo Oa H$mhr H$m`H _ AmIcm Agoc Va Aem gWoMr JwUdmm [dMmamV KoCZ AWghm` Xo`mMm [dMma H$ocm OmVmo .

5)gWoMo g[MV VmoQ>o [V`m d[ZYrnomm OmV AgVrc Va Aer gWm Am{WH$ _XV [_i`mg nm AgUma Zmhr .

6) [S>PocMr dIma WmnZ H$a`mgmR>r Am{WH$ _XV hdr Agoc Va gWoH$S>o `mgmR>r Amd`H$ AgUmam nadmZm d emgZ VgoM [S>Poc nwadR>m H$aUm`m Voc (AmBc) H$nZrH$S>y>Z JaOoBVnV nwadR>`m~m~V h_r AgUo Amd`H$ Amho .

7) JmoS`m nm`mVrc _N>r_ma gWmZr Oa Ocme` ^mS>on>Q`mZo KoVcm Agoc Va ^mS>on>Qm VrZ dfmnomm OmV H$mimMm AgUo Amd`H$ Amho JmoS`m nm`mMm mo\$im`m [dH$mgmgmR>r Am[WH$ _XVrH$arVm gwadmVrcm ^mS>onQ`mMr _wXV hr H$_rV H$_r Xhm dfmMr Agmdr .

8) EImm gmJar _N>r_ma gWocm `mrH$ ~moQ>r VgoM _mgir {dH r `dWogmR>r Am[WH$ _XV hdr Ag`mg `m gWo`m ^mJmV [H$Vr _N>r_ma gWm AmhoV ho `moOZm Am[WH$XQ>`m [H \$m`Vera Amho [H$dm Zmhr ho R>a[d`mgmR>r {dMmamV$ KoVco OmBc .$$

am—>r` ghH$mar {dH$mg [ZJ_mH$S>y>Z AWghm` m H$a`mMr Umcr

[ZJ_mH$S>y>Z AWghm` [_idy BN>rUm`m gWoZo _mJXeZmgmR>r _` `dgm` Am`wŠV (H$[_Za)/ _` `dgm` gMmcH$ / am`m`m ghH$mar gWmMo [Z~YH$ / [ZJ_mMr mXoerH$ gMmcH$ / CnmXoerH$ gMmcH$ H$m`mc`o `mMoer gnH$$ gmYmdm. AOmMo Z_wZo hr `m H$m`mc`mV CncY hmoVrc . nmVo`m AQ>r nyU H$ eH$Um`m gWmZr _` `dgm` Am`wŠV/gMmcH$, ghH$mar gWmMo {Z~YH$ `mMo _m\$V [ZJ_mH$S>o AO nmR>dVm `oVo _m am` emgZmZo [e\$mag H$ococr H$aUo {dMmaV KoVcr OmVmV

_w`nmZ ghH$mar gWm em{UH$ B-_oc ghH$mar H$m`Xo ghH$ma gm{h` ghH$ma {dmghm` BVa gWm g d XeZ

_mJrc nmZmda